Does Nerve have any fees? September 27, 2021 14:35 Updated Nope. Seriously, Nerve charges no fees. You may incur an ATM fee from a 3rd-party if you use an out-of-network ATM. You can avoid this by using in-network ATMs. Related articles How do I add money to my Nerve account? What ATMs can I use? How do I initiate a dispute on a charge? Can I apply to Nerve if I don’t live in the United States?